For Homeowners

Your home is worth more than the appraiser saw.

Whether it's for a refinance, a HELOC, or a tax assessment, a low appraisal is the start of the fight, not the end. Upload yours; get the ROV in 24 hours for $149.

Start my ROV for $149See how it works →

Free analysis first. No account, no card required to see it.

The problem

One low appraisal shouldn't cost you five figures in equity.

A low appraisal lands with a specific dollar impact. Maybe you keep paying PMI. Maybe your HELOC comes in short. Maybe your tax bill goes up on a number that doesn't reflect your actual home. Most homeowners feel the loss, mutter about it, and move on. The ones who push back get the number changed roughly half the time.

  • 01Your home appraised at $522,000 for a refi and you believe it's a $565,000 home based on the block.
  • 02Your HELOC application came back short because the appraisal skipped your basement finish and extra bath.
  • 03Your county tax assessment is pegged to a value that's $40,000 over what a private appraisal would support.

How it works

From upload to ROV in under a day.

01

Upload your appraisal.

Refi, HELOC, or tax. Free analysis tells you whether the case is real before you pay.

02

AI reads every comp and adjustment.

Master Appraiser AI grounded in USPAP finds errors, missed features, and bad market data.

03

Letter in your inbox in 24 hours.

Full ROV packet: letter, comp exhibit, escalation draft, and submission email for your lender or assessor.

What you get

Everything in your $149 ROV package.

Built for lenders, written in the format they expect, grounded in the rules that actually apply.

  • ROV letter formatted for your lender or assessor
  • Comp exhibit PDF that reflects your home's actual features
  • Escalation letter if the first request is declined
  • Plain-English findings so you know what the strongest arguments are
  • Submission email draft, ready to send
  • All deliverables as PDFs, ready to upload or print

Compare your options

$149 versus years of lost equity or an inflated tax bill.

 
Attorney
DIY
BESTWorthMore
Cost
$1,500 to $3,000
Your time
$149 flat
Turnaround
1 to 2 weeks
Days
Under 24 hours
Written in the format your lender expects
Usually
Rarely
Always
Works for tax assessment appeals
Often
If you have time
Yes
Includes escalation path
Extra fee
No
Included
Start my ROV for $149

Real questions, real answers

What you're probably thinking right now.

You're thinking

“The appraisal is probably right. It's not worth fighting.”

The free analysis tells you in minutes whether there are actual errors. If there aren't, you haven't paid anything. If there are, the math is usually overwhelming: $149 to try to move $20,000 to $50,000 in equity or tax exposure.

You're thinking

“I don't want to seem difficult with my lender.”

Lenders handle ROVs every week. It's a normal, documented process, not a complaint. Submitting one grounded in USPAP earns respect from the desk review team because it's the exact format they work in.

You're thinking

“Isn't this the kind of thing I should hire an attorney for?”

An attorney at $2,000 to $3,000 writes roughly the same letter WorthMore writes for $149, just with more pages. For tax appeals or ROVs, the letter itself is what matters, not the billing rate behind it.

Upload my appraisal

Frequently asked

Before you decide, these are the real questions.

Is it even worth the fight if the appraisal is already signed?
Yes. A Reconsideration of Value is a formal process recognized by Fannie Mae, Freddie Mac, and local assessors. The signed appraisal is a starting point, not a verdict. Successful ROVs move the value in roughly 40 to 50 percent of well-documented cases.
What if I don't have a new refi or HELOC in progress?
For tax assessment appeals, the same ROV logic applies. Your county or municipality has an appeal process and the documentation WorthMore produces meets that standard. For a future refi or HELOC, you can use the letter the next time you apply.
How much can the value actually move?
It depends on the errors. In cases where the appraiser used the wrong comps or missed features, 5 to 15 percent movement is common. On small errors, it's 1 to 3 percent. The free analysis gives you the likely range before you pay.
What if I'm not sure which issues to cite?
That's the whole point. You upload the PDF; the AI identifies the specific errors, citations, and adjustments that actually persuade a desk reviewer or assessor. You don't need to diagnose the appraisal yourself.
Do I need to be the homeowner on record?
Yes. The ROV is submitted by the property owner or their authorized agent. If you're helping a family member, they can authorize you in writing.
Does this affect my credit or put anything on my record?
No. An ROV is a formal document request; it doesn't hit your credit, doesn't appear on your property record, and doesn't flag you with any agency.
What if my lender or assessor denies it?
The $149 package includes an escalation letter that formally requests a second appraisal or next-level review. Many lenders and assessors will grant that when the first package is well-documented.
How do I know the AI is getting this right?
Every letter cites specific USPAP standards, Fannie Mae guidance, and the actual comps in your file. You review it before anything is sent; nothing goes out automatically. The AI drafts; you approve.
Can I use this on an old appraisal?
ROVs are most effective within 90 days of the appraisal date. For tax assessments, the appeal window is set by your jurisdiction. The free analysis flags whether you're inside the effective window.

Your equity is on the line. The number is worth fighting.

Upload the appraisal, see the free analysis in minutes, and get the full ROV packet in your inbox inside 24 hours if the case is real. Keep more of what your home is actually worth.

Check my appraisal free
  • 24-hour turnaround
  • Works for refi, HELOC, and tax appeals
  • Full refund if no letter delivered