How we produce this content
WorthMore Editorial guides are produced with AI-assisted drafting grounded in verified primary sources: the Fannie Mae Selling Guide (B4-1.3-12 and related sections), Freddie Mac Single-Family Guide 5601, the Uniform Standards of Professional Appraisal Practice (USPAP), state appraisal boards, and state real estate commissions. No guide is published from a blank prompt; every draft begins from a structured brief that identifies the metro, the governing state rules, and the specific Fannie Mae or USPAP citations that apply.
Drafts move through a multi-stage review process before publication. An initial outline is checked for scope and sourcing. The body is drafted against that outline. A separate editorial pass checks clarity, tone, and accuracy. Only then is the guide cleared for publication.
Fact-checking
Every guide passes through a two-stage quality gate we call the Truth File.
Stage one — automated verification. Every state-specific claim in a draft is pulled out as a discrete assertion and matched against the source document it is cited to. Claims that cannot be traced back to a primary source are flagged and must be either rewritten or removed before the draft moves on.
Stage two — editorial review. A human-style editorial pass checks the guide for clarity, completeness, and whether a real homeowner could read it and act on it. Any ambiguity or legalese is rewritten in plain English. Any claim that sounds more confident than the underlying source supports is softened.
No claim is published without a traceable source. If we cannot cite it, we do not say it.
Corrections
If you find an error in one of our guides — a miscited rule, an outdated timeline, a stale regulatory body name, a bad link — tell us. You can reach the editorial team through the contact page or by emailing editorial@getworthmore.com.
When we correct a guide, we log the correction at the end of the affected article with the date and a short summary of what changed. We do not silently edit published guides.
Editorial independence
WorthMore guides are not sponsored, paid-for, or placement content. No advertiser, partner, or third party buys coverage on this site.
Coverage decisions — which metros to cover first, which article types to produce — are driven by dispute-frequency data, not by advertiser interest or commercial partnership. Legal interpretations are sourced from primary state documents and federal rules, not from third-party summaries that introduce their own interpretive layer.
Authority and scope
We cover the Reconsideration of Value (ROV) process as defined in Fannie Mae SEL 2024-03 and Selling Guide B4-1.3-12, along with the state-specific rules enforced by each state's appraiser licensing board and real estate commission. Our guides explain the process, the documentation, and the escalation options available to a homeowner or buyer facing a low appraisal.
We do not practice law. A WorthMore guide is not legal advice. Where the situation involves litigation, fair lending complaints, or formal regulatory proceedings, we recommend consulting a licensed attorney in your state.
Contact the editorial team
Questions, corrections, coverage requests, or source challenges — reach us at editorial@getworthmore.com or through our contact page.